A
-
Adoption of Technology
Effective Factors in Adoption of Electronic Banking by Customers (Saman Bank) [Volume 4, Issue 11, 2012, Pages 155-174]
-
Agile Production
Developing an Interpretive Structural Modeling(ISM) in order to Achieve Agility via Information Technology in Manufacturing Organization [Volume 4, Issue 13, 2012, Pages 115-134]
-
Alignment Assessment
Assessing the Information Technology Alignment in Business based on Combined Indicators(A Survey of OPIC) [Volume 4, Issue 12, 2012, Pages 135-164]
-
Analytic Network Process
ANP-based decision support system for selecting ERP systems in oil industry by using balanced scorecard [Volume 4, Issue 10, 2012, Pages 119-140]
-
Artificial Neural Networks
Importance-Performance Analysis of Service Attributes based on Customers Segmentation with a Data Mining Approach: a Study in the Mobile Telecommunication Market in Yazd Province [Volume 4, Issue 13, 2012, Pages 45-70]
-
ATM-Card
Effective Factors in Adoption of Electronic Banking by Customers (Saman Bank) [Volume 4, Issue 11, 2012, Pages 155-174]
B
-
Bayesian Networks Modeling
Modeling of Factors Affecting Information Sharing in Supply Chain of IKKCo (Iran Khodro Khorasan Company) Using the Integrated Cognitive Mapping Method and Bayesian Networks [Volume 4, Issue 10, 2012, Pages 65-92]
-
Brokerage Firm
The Effect of Electronic Services Quality on Trust-Building in Online Customers of Tehran’s Brokerage Firms [Volume 4, Issue 11, 2012, Pages 47-68]
-
Business
Assessing the Information Technology Alignment in Business based on Combined Indicators(A Survey of OPIC) [Volume 4, Issue 12, 2012, Pages 135-164]
-
Business model
Identifying and Classifying Mobile Business Models Based on Meta-Synthesis Approach [Volume 4, Issue 10, 2012, Pages 181-203]
-
Business model
Business Models Selection for Active Enterprises in Mobile Internet Sector in Iran Using AHP [Volume 4, Issue 13, 2012, Pages 171-186]
-
Business Process
A Compound Methodology for Business Process Reengineering by the Use of Simulation
(Case Study:NIORDC) [Volume 4, Issue 10, 2012, Pages 141-160]
-
Business Process Reengineering
Alignment of Production Strategy with BPR in ERP Implementation for Performance Measurement in Continuous Manufacturing Industries [Volume 4, Issue 11, 2012, Pages 93-110]
C
-
Central Insurance of Iran
Quality Management Structure Supported by Information Technology
(A Survey in Central Insurance of Iran) [Volume 4, Issue 12, 2012, Pages 113-134]
-
Change Management in Business Processes
Change Management in Business Processes [Volume 4, Issue 11, 2012, Pages 175-195]
-
Cognitive mapping
Modeling of Factors Affecting Information Sharing in Supply Chain of IKKCo (Iran Khodro Khorasan Company) Using the Integrated Cognitive Mapping Method and Bayesian Networks [Volume 4, Issue 10, 2012, Pages 65-92]
-
Colored Petri Net
Change Management in Business Processes [Volume 4, Issue 11, 2012, Pages 175-195]
-
Combined indicators
Assessing the Information Technology Alignment in Business based on Combined Indicators(A Survey of OPIC) [Volume 4, Issue 12, 2012, Pages 135-164]
-
Communication
Communication Role in Coordinating Multiple Distribution Channels in the Electronics Industry [Volume 4, Issue 10, 2012, Pages 1-24]
-
Company Performance
Proposing a Model to Investigate the Effect of Information Technology on Quality Performance of Manufacturing Companies: The Survey of Iran Khodro and SAIPA Companies [Volume 4, Issue 13, 2012, Pages 25-44]
-
Computer-aided Design and Manufacturing
Proposing a Model to Investigate the Effect of Information Technology on Quality Performance of Manufacturing Companies: The Survey of Iran Khodro and SAIPA Companies [Volume 4, Issue 13, 2012, Pages 25-44]
-
Criteria
A Survey of the Implementation Aspects of Enterprise Resource Planning and Customer Relationship Management Systems in Iranian Companies [Volume 4, Issue 11, 2012, Pages 25-40]
-
Cultural Capital
Introducing a Model of Human-Social Infrastructure Enabling Knowledge Management Practices [Volume 4, Issue 10, 2012, Pages 160-181]
-
Customer Loyalty
Modeling the Role of Elements on Positive
Word-of-Mouth in the e-Banking [Volume 4, Issue 13, 2012, Pages 157-170]
-
Customer Relationship Management (CRM)
An assessment Model for Customer Relationship Management Process in Iranian Private-Commercial Banks [Volume 4, Issue 10, 2012, Pages 41-64]
-
Customer Relationship Management System
A Survey of the Implementation Aspects of Enterprise Resource Planning and Customer Relationship Management Systems in Iranian Companies [Volume 4, Issue 11, 2012, Pages 25-40]
-
Customer Satisfaction
Modeling the Role of Elements on Positive
Word-of-Mouth in the e-Banking [Volume 4, Issue 13, 2012, Pages 157-170]
-
Customers Segmentation
Importance-Performance Analysis of Service Attributes based on Customers Segmentation with a Data Mining Approach: a Study in the Mobile Telecommunication Market in Yazd Province [Volume 4, Issue 13, 2012, Pages 45-70]
-
Customer's Services
Prioritizing Factors Affecting Internet Companies' Brand Equity (Allame Tabatabayi University's Students' Viewpoints) [Volume 4, Issue 12, 2012, Pages 187-212]
D
-
Data Classification
Horizontal Alignment of Operations Strategies using Data Mining Approach [Volume 4, Issue 12, 2012, Pages 65-88]
-
Data Mining
Importance-Performance Analysis of Service Attributes based on Customers Segmentation with a Data Mining Approach: a Study in the Mobile Telecommunication Market in Yazd Province [Volume 4, Issue 13, 2012, Pages 45-70]
-
Decision Tree
Horizontal Alignment of Operations Strategies using Data Mining Approach [Volume 4, Issue 12, 2012, Pages 65-88]
E
-
E-Banking
Effective Factors in Adoption of Electronic Banking by Customers (Saman Bank) [Volume 4, Issue 11, 2012, Pages 155-174]
-
E-business Diffusion
The Factors Affecting E-business Diffusion in Iranian Organizations [Volume 4, Issue 10, 2012, Pages 25-40]
-
Electronic banking
Designing a Fuzzy Inference System for Selecting e-Banking Services (Case Study: Sepah Bank) [Volume 4, Issue 12, 2012, Pages 41-64]
-
Electronic Commerce
Study of the Effects of Customers’ Perceptions of Security and Trust on their Use of the Agriculture Bank of Iran’s e-Payment System [Volume 4, Issue 11, 2012, Pages 135-154]
-
Electronic Data Exchange
Proposing a Model to Investigate the Effect of Information Technology on Quality Performance of Manufacturing Companies: The Survey of Iran Khodro and SAIPA Companies [Volume 4, Issue 13, 2012, Pages 25-44]
-
Electronic Services Quality
The Effect of Electronic Services Quality on Trust-Building in Online Customers of Tehran’s Brokerage Firms [Volume 4, Issue 11, 2012, Pages 47-68]
-
E-loyalty
Evaluation of Effective Factors on e-Loyalty in Organizations Providing Electronic Services using Fuzzy AHP Method [Volume 4, Issue 13, 2012, Pages 135-156]
-
Enterprise resource planning
Proposing a Model to Investigate the Effect of Information Technology on Quality Performance of Manufacturing Companies: The Survey of Iran Khodro and SAIPA Companies [Volume 4, Issue 13, 2012, Pages 25-44]
-
Enterprise Resource Planning System
A Survey of the Implementation Aspects of Enterprise Resource Planning and Customer Relationship Management Systems in Iranian Companies [Volume 4, Issue 11, 2012, Pages 25-40]
-
Enterprise Resources Planning
Alignment of Production Strategy with BPR in ERP Implementation for Performance Measurement in Continuous Manufacturing Industries [Volume 4, Issue 11, 2012, Pages 93-110]
-
Enterprise Resurce Planning
ANP-based decision support system for selecting ERP systems in oil industry by using balanced scorecard [Volume 4, Issue 10, 2012, Pages 119-140]
-
E-payment systems (EPS)- EPS Use
Study of the Effects of Customers’ Perceptions of Security and Trust on their Use of the Agriculture Bank of Iran’s e-Payment System [Volume 4, Issue 11, 2012, Pages 135-154]
-
ERP
Identifying Factors Influencing the Selection of Enterprise Resource Planning Systems from Expert Views [Volume 4, Issue 12, 2012, Pages 1-22]
-
E-satisfaction
Factors Affecting E-Satisfaction An Experience
from Germany [Volume 4, Issue 12, 2012, Pages 165-186]
-
E-Services
Evaluation of Effective Factors on e-Loyalty in Organizations Providing Electronic Services using Fuzzy AHP Method [Volume 4, Issue 13, 2012, Pages 135-156]
F
-
Female Customers
A Study on the Effect of Perceived Security on the Trust of Female Customers in the Internet Banking:
(A Survey of the SADERAT BANK in Semnan) [Volume 4, Issue 13, 2012, Pages 71-88]
-
Fuzzy AHP
Evaluation of Effective Factors on e-Loyalty in Organizations Providing Electronic Services using Fuzzy AHP Method [Volume 4, Issue 13, 2012, Pages 135-156]
-
Fuzzy Analytical Network Process (F-ANP)
Presenting a Framework for Evaluating and Prioritizing Risk of Information Technology Outsourcing: Perspective of Experts in Information Systems Design [Volume 4, Issue 11, 2012, Pages 111-134]
-
Fuzzy logic
Designing a Fuzzy Inference System for Selecting e-Banking Services (Case Study: Sepah Bank) [Volume 4, Issue 12, 2012, Pages 41-64]
G
-
Genetic algorithm
Designing a Decision Support System (DSS) for Supplier Selection in Multiple Discount Environment [Volume 4, Issue 12, 2012, Pages 89-112]
-
Germany
Factors Affecting E-Satisfaction An Experience
from Germany [Volume 4, Issue 12, 2012, Pages 165-186]
-
Grounded theory
An assessment Model for Customer Relationship Management Process in Iranian Private-Commercial Banks [Volume 4, Issue 10, 2012, Pages 41-64]
H
-
Horizontal Alignment of Strategy
Horizontal Alignment of Operations Strategies using Data Mining Approach [Volume 4, Issue 12, 2012, Pages 65-88]
-
Human capital
Introducing a Model of Human-Social Infrastructure Enabling Knowledge Management Practices [Volume 4, Issue 10, 2012, Pages 160-181]
I
-
Implementation Motive
A Survey of the Implementation Aspects of Enterprise Resource Planning and Customer Relationship Management Systems in Iranian Companies [Volume 4, Issue 11, 2012, Pages 25-40]
-
Implementation Problems and Obstacles
A Survey of the Implementation Aspects of Enterprise Resource Planning and Customer Relationship Management Systems in Iranian Companies [Volume 4, Issue 11, 2012, Pages 25-40]
-
Importance-Performance Analysis
Importance-Performance Analysis of Service Attributes based on Customers Segmentation with a Data Mining Approach: a Study in the Mobile Telecommunication Market in Yazd Province [Volume 4, Issue 13, 2012, Pages 45-70]
-
Incubators
Assessing the Goals and Functions of Science and Technology Parks of Iran and the Amount of their Focus on Different Stages of Innovation Process [Volume 4, Issue 11, 2012, Pages 1-24]
-
Industries and Mines Organization
Explaining the Influential Factors on the Success of Information Systems: Organizational Factors and Organizational Learning (Case Study: Industries and Mines Organization) [Volume 4, Issue 13, 2012, Pages 89-114]
-
Information System Success
Explaining the Influential Factors on the Success of Information Systems: Organizational Factors and Organizational Learning (Case Study: Industries and Mines Organization) [Volume 4, Issue 13, 2012, Pages 89-114]
-
Information Technology
Quality Management Structure Supported by Information Technology
(A Survey in Central Insurance of Iran) [Volume 4, Issue 12, 2012, Pages 113-134]
-
Information Technology
Assessing the Information Technology Alignment in Business based on Combined Indicators(A Survey of OPIC) [Volume 4, Issue 12, 2012, Pages 135-164]
-
Information Technology (IT)
Developing an Interpretive Structural Modeling(ISM) in order to Achieve Agility via Information Technology in Manufacturing Organization [Volume 4, Issue 13, 2012, Pages 115-134]
-
Information Technology Outsourcing
Presenting a Framework for Evaluating and Prioritizing Risk of Information Technology Outsourcing: Perspective of Experts in Information Systems Design [Volume 4, Issue 11, 2012, Pages 111-134]
-
Instructors' Role
Identifying e-Teachers’ Patterns of Attitude in the Instructor’s Role at the University of Tehran:
(A Research Based on Q-Methodology) [Volume 4, Issue 12, 2012, Pages 23-40]
-
Internet-Bank
Effective Factors in Adoption of Electronic Banking by Customers (Saman Bank) [Volume 4, Issue 11, 2012, Pages 155-174]
-
Internet Banking
A Study on the Effect of Perceived Security on the Trust of Female Customers in the Internet Banking:
(A Survey of the SADERAT BANK in Semnan) [Volume 4, Issue 13, 2012, Pages 71-88]
-
Internet Company
Prioritizing Factors Affecting Internet Companies' Brand Equity (Allame Tabatabayi University's Students' Viewpoints) [Volume 4, Issue 12, 2012, Pages 187-212]
-
Interpretive Structural Modeling (ISM)
Developing an Interpretive Structural Modeling(ISM) in order to Achieve Agility via Information Technology in Manufacturing Organization [Volume 4, Issue 13, 2012, Pages 115-134]
-
Iran Khodro Khorasan Company (IKKCo)
Modeling of Factors Affecting Information Sharing in Supply Chain of IKKCo (Iran Khodro Khorasan Company) Using the Integrated Cognitive Mapping Method and Bayesian Networks [Volume 4, Issue 10, 2012, Pages 65-92]
-
Issues on Enterprise Architecture
Identifying and surveying on Enterprise Architecture Issues and challenges in Iranian selected enterprises: Mixed method [Volume 4, Issue 13, 2012, Pages 1-24]
K
-
Knowledge Management
Introducing a Model of Human-Social Infrastructure Enabling Knowledge Management Practices [Volume 4, Issue 10, 2012, Pages 160-181]
-
Knowledge Management
Investigating the impact of organizational structure and organizational atmosphere on knowledge management (the mediator role of social interaction) [Volume 4, Issue 11, 2012, Pages 92-69]
-
Knowledge Sharing among Departments
Introducing the Model of Factors Influencing Knowledge Sharing Departments OF Islamic Azad University (Survey in the North Branch of Tehran and Science and Researches Campus) [Volume 4, Issue 10, 2012, Pages 93-118]
-
Knowledge Sharing within Departments
Introducing the Model of Factors Influencing Knowledge Sharing Departments OF Islamic Azad University (Survey in the North Branch of Tehran and Science and Researches Campus) [Volume 4, Issue 10, 2012, Pages 93-118]
M
-
Marketing Communication
Prioritizing Factors Affecting Internet Companies' Brand Equity (Allame Tabatabayi University's Students' Viewpoints) [Volume 4, Issue 12, 2012, Pages 187-212]
-
Metasynthesis Methodology
Identifying and surveying on Enterprise Architecture Issues and challenges in Iranian selected enterprises: Mixed method [Volume 4, Issue 13, 2012, Pages 1-24]
-
Methasynthesis Method
Identifying and Classifying Mobile Business Models Based on Meta-Synthesis Approach [Volume 4, Issue 10, 2012, Pages 181-203]
-
Micmac
Developing an Interpretive Structural Modeling(ISM) in order to Achieve Agility via Information Technology in Manufacturing Organization [Volume 4, Issue 13, 2012, Pages 115-134]
-
Mobile-Bank
Effective Factors in Adoption of Electronic Banking by Customers (Saman Bank) [Volume 4, Issue 11, 2012, Pages 155-174]
-
Mobile Business Model
Business Models Selection for Active Enterprises in Mobile Internet Sector in Iran Using AHP [Volume 4, Issue 13, 2012, Pages 171-186]
-
Mobile Commerce
Identifying and Classifying Mobile Business Models Based on Meta-Synthesis Approach [Volume 4, Issue 10, 2012, Pages 181-203]
-
Mobile Internet
Business Models Selection for Active Enterprises in Mobile Internet Sector in Iran Using AHP [Volume 4, Issue 13, 2012, Pages 171-186]
-
Mobile Telecommunication Industry
Importance-Performance Analysis of Service Attributes based on Customers Segmentation with a Data Mining Approach: a Study in the Mobile Telecommunication Market in Yazd Province [Volume 4, Issue 13, 2012, Pages 45-70]
-
Multi Criteria Decision Making
ANP-based decision support system for selecting ERP systems in oil industry by using balanced scorecard [Volume 4, Issue 10, 2012, Pages 119-140]
-
Multi Objective Mathematical Model
Designing a Decision Support System (DSS) for Supplier Selection in Multiple Discount Environment [Volume 4, Issue 12, 2012, Pages 89-112]
-
Multiple Discounts
Designing a Decision Support System (DSS) for Supplier Selection in Multiple Discount Environment [Volume 4, Issue 12, 2012, Pages 89-112]
-
Multiple Distribution Channels
Communication Role in Coordinating Multiple Distribution Channels in the Electronics Industry [Volume 4, Issue 10, 2012, Pages 1-24]
O
-
Oil industry
ANP-based decision support system for selecting ERP systems in oil industry by using balanced scorecard [Volume 4, Issue 10, 2012, Pages 119-140]
-
Online Buyer Behavior
Factors Affecting E-Satisfaction An Experience
from Germany [Volume 4, Issue 12, 2012, Pages 165-186]
-
Online shopping
Factors Affecting E-Satisfaction An Experience
from Germany [Volume 4, Issue 12, 2012, Pages 165-186]
-
Online Trust
The Effect of Electronic Services Quality on Trust-Building in Online Customers of Tehran’s Brokerage Firms [Volume 4, Issue 11, 2012, Pages 47-68]
-
Operations Decision Fields
Horizontal Alignment of Operations Strategies using Data Mining Approach [Volume 4, Issue 12, 2012, Pages 65-88]
-
Operations Strategy
Horizontal Alignment of Operations Strategies using Data Mining Approach [Volume 4, Issue 12, 2012, Pages 65-88]
-
Organization Climate
Investigating the impact of organizational structure and organizational atmosphere on knowledge management (the mediator role of social interaction) [Volume 4, Issue 11, 2012, Pages 92-69]
-
Organization Structure
Investigating the impact of organizational structure and organizational atmosphere on knowledge management (the mediator role of social interaction) [Volume 4, Issue 11, 2012, Pages 92-69]
P
-
Pattern of Attitude
Identifying e-Teachers’ Patterns of Attitude in the Instructor’s Role at the University of Tehran:
(A Research Based on Q-Methodology) [Volume 4, Issue 12, 2012, Pages 23-40]
-
Perceived Security
A Study on the Effect of Perceived Security on the Trust of Female Customers in the Internet Banking:
(A Survey of the SADERAT BANK in Semnan) [Volume 4, Issue 13, 2012, Pages 71-88]
-
Perceptual Factors
Introducing the Model of Factors Influencing Knowledge Sharing Departments OF Islamic Azad University (Survey in the North Branch of Tehran and Science and Researches Campus) [Volume 4, Issue 10, 2012, Pages 93-118]
-
PLS Method.
Introducing the Model of Factors Influencing Knowledge Sharing Departments OF Islamic Azad University (Survey in the North Branch of Tehran and Science and Researches Campus) [Volume 4, Issue 10, 2012, Pages 93-118]
-
Positive word-of-month
Modeling the Role of Elements on Positive
Word-of-Mouth in the e-Banking [Volume 4, Issue 13, 2012, Pages 157-170]
-
Prioritization
Presenting a Framework for Evaluating and Prioritizing Risk of Information Technology Outsourcing: Perspective of Experts in Information Systems Design [Volume 4, Issue 11, 2012, Pages 111-134]
-
Prioritization
Identifying Factors Influencing the Selection of Enterprise Resource Planning Systems from Expert Views [Volume 4, Issue 12, 2012, Pages 1-22]
-
Private-Commercial banks
An assessment Model for Customer Relationship Management Process in Iranian Private-Commercial Banks [Volume 4, Issue 10, 2012, Pages 41-64]
-
Process Model
An assessment Model for Customer Relationship Management Process in Iranian Private-Commercial Banks [Volume 4, Issue 10, 2012, Pages 41-64]
Q
-
Q-methodology
Identifying and surveying on Enterprise Architecture Issues and challenges in Iranian selected enterprises: Mixed method [Volume 4, Issue 13, 2012, Pages 1-24]
-
Qualitative Modeling
Modeling of Factors Affecting Information Sharing in Supply Chain of IKKCo (Iran Khodro Khorasan Company) Using the Integrated Cognitive Mapping Method and Bayesian Networks [Volume 4, Issue 10, 2012, Pages 65-92]
-
Quality Management Process
Quality Management Structure Supported by Information Technology
(A Survey in Central Insurance of Iran) [Volume 4, Issue 12, 2012, Pages 113-134]
R
-
Reengineering
A Compound Methodology for Business Process Reengineering by the Use of Simulation
(Case Study:NIORDC) [Volume 4, Issue 10, 2012, Pages 141-160]
S
-
SADERAT BANK
A Study on the Effect of Perceived Security on the Trust of Female Customers in the Internet Banking:
(A Survey of the SADERAT BANK in Semnan) [Volume 4, Issue 13, 2012, Pages 71-88]
-
Selection Factor
Identifying Factors Influencing the Selection of Enterprise Resource Planning Systems from Expert Views [Volume 4, Issue 12, 2012, Pages 1-22]
-
Self-organizing Maps
Importance-Performance Analysis of Service Attributes based on Customers Segmentation with a Data Mining Approach: a Study in the Mobile Telecommunication Market in Yazd Province [Volume 4, Issue 13, 2012, Pages 45-70]
-
SEM
Assessing the Information Technology Alignment in Business based on Combined Indicators(A Survey of OPIC) [Volume 4, Issue 12, 2012, Pages 135-164]
-
SEM
A Study on the Effect of Perceived Security on the Trust of Female Customers in the Internet Banking:
(A Survey of the SADERAT BANK in Semnan) [Volume 4, Issue 13, 2012, Pages 71-88]
-
Social capital
Introducing a Model of Human-Social Infrastructure Enabling Knowledge Management Practices [Volume 4, Issue 10, 2012, Pages 160-181]
-
Structural Equation Modeling
The Effect of Electronic Services Quality on Trust-Building in Online Customers of Tehran’s Brokerage Firms [Volume 4, Issue 11, 2012, Pages 47-68]
-
Structural Equation Modeling.
Proposing a Model to Investigate the Effect of Information Technology on Quality Performance of Manufacturing Companies: The Survey of Iran Khodro and SAIPA Companies [Volume 4, Issue 13, 2012, Pages 25-44]
-
Supply Chain Management
Designing a Decision Support System (DSS) for Supplier Selection in Multiple Discount Environment [Volume 4, Issue 12, 2012, Pages 89-112]
-
System Provider
A Survey of the Implementation Aspects of Enterprise Resource Planning and Customer Relationship Management Systems in Iranian Companies [Volume 4, Issue 11, 2012, Pages 25-40]
T
-
Technological factors
The Factors Affecting E-business Diffusion in Iranian Organizations [Volume 4, Issue 10, 2012, Pages 25-40]
-
Technopolis
Assessing the Goals and Functions of Science and Technology Parks of Iran and the Amount of their Focus on Different Stages of Innovation Process [Volume 4, Issue 11, 2012, Pages 1-24]
-
Tel-Bank
Effective Factors in Adoption of Electronic Banking by Customers (Saman Bank) [Volume 4, Issue 11, 2012, Pages 155-174]
-
Trust in Internet Banking
A Study on the Effect of Perceived Security on the Trust of Female Customers in the Internet Banking:
(A Survey of the SADERAT BANK in Semnan) [Volume 4, Issue 13, 2012, Pages 71-88]
U
-
UML2.0 Activity Diagram
Change Management in Business Processes [Volume 4, Issue 11, 2012, Pages 175-195]
-
University of Tehran Q-Methodology
Identifying e-Teachers’ Patterns of Attitude in the Instructor’s Role at the University of Tehran:
(A Research Based on Q-Methodology) [Volume 4, Issue 12, 2012, Pages 23-40]
V
-
Virtual banking
Modeling the Role of Elements on Positive
Word-of-Mouth in the e-Banking [Volume 4, Issue 13, 2012, Pages 157-170]
W
-
Website usability
Modeling the Role of Elements on Positive
Word-of-Mouth in the e-Banking [Volume 4, Issue 13, 2012, Pages 157-170]
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